The Alibaba for global used-car trade

The transaction platform for global used-car trade.

AI-powered sourcing, same-day cross-border payments through regulated partners, and financing built on verified trade — with every party in the deal working from one record.

Get started See it for your business

Starting on the Japan to Kenya corridor, and opening from there.

~US$4.7 bn

Annual used-vehicle imports into Africa, at an illustrative US$5,000 a car

40+

Dealers in the local network, holding 5,000+ cars

Same day

Settlement to sellers on supported corridors

One

Record carrying sourcing, payment, delivery and credit

The platform

One platform, three rails

Sourcing, payment and credit have always lived in different places. Outo holds them in one system, so each one makes the next easier.

AI discovery

Describe the exact car in plain words. Outo searches live stock, past prices and what is likely to land next — local yards and global supply alike.

Payments

Pay any verified seller straight from your dashboard, through CBK-regulated and global remittance partners, with one live status both sides can see.

Credit and finance

Every completed trade becomes verified proof of how you pay — and that record is what underwrites import and duty financing.

Finding the car

Describe it once. Outo finds it.

No more calls, brokers and chat groups. Say what your customer asked for and Outo reads the specification, not the keywords — then tells you what is available now, what it traded for before, and what is likely to land next.

  • Add stock however you have it. A document, a spreadsheet, photos, or a voice note — on the web or over WhatsApp.

  • It finishes the job for you. Outo builds the listing and flags anything still missing before a car goes live.

  • Connect your own website. An API keeps your site continuously updated, with socials coming soon.

The Outo dealer platform: vehicle list with live, needs-finishing and sold statuses, and the AI add-a-car panel

The network

Every party in the trade, in one place

A used car crosses a dealer, an exporter, a buyer, a lender, a shipper and now an insurer. Outo puts them on the same transaction instead of the same email thread.

Dealers

Source the exact unit, pay for it, and build a record that earns credit.

Live

Exporters

Reach verified African demand and get paid the same day.

Live

Buyers

Choose from real global supply, financed by their own institution.

Live

Banks, SACCOs & MFIs

Approve the customer and the rules; we source, pay for and import the car.

Live

Financiers

Fund the import window against a named car with an approved buyer.

Onboarding now

Logistics

Shipping, inspection and clearing booked on the same record.

From Q4 2026

Insurers

Kenyan marine cargo cover, bought as a step in the deal rather than a separate errand.

From Q4 2026

And what follows

Every party added makes the record behind each trade more complete.

Roadmap

The money

Same-day payment, and a status you can trust.

A bank wire crosses several correspondent banks, takes 2–5 days, shows nothing while it moves, and any one of them can hold or return it. Outo Pay is one chain, through CBK-regulated and licensed global remittance partners.

  • Speed. Same-day settlement on supported corridors, and the seller knows the minute you pay — so the car moves instead of waiting on a wire.

  • Directness. You never leave the platform. Sourcing, payment and financing all happen in one place, against one record.

  • Better FX. We secure best-in-market yen and dollar rates, so more of your money reaches the car instead of the spread.

  • Predictable cost. Transfer fees are known before you commit — quoted up front and built into the landed price, so you can price the car with confidence.

  • Your money stays yours. Use it or withdraw it whenever your business needs it.

Initiated

Buyer sends

Processing

FX and checks

Received

Same day

Needs attention

Flagged early

Know the cost before you buy

Best-in-market yen and dollar rates, and a transfer fee quoted in advance rather than discovered afterwards. Add both to the car and you know its true landed cost before you commit a shilling.

Every day a payment saves is a day sooner to the next sale.

Outo Fi — credit limit

KES 3.8M

+KES 2.6M in 30 days
1M2M3M4M30 days agoToday

742

Trust score

96%

On-time payment

24

Completed trades

Illustrative product view

The credit

Transactions become credit. Trust becomes terms.

Every payment you make on Outo is verified and added to your record. That history raises a credit limit you can draw against — and gives everyone trading with you a reason to say yes.

  • Import financing — secure the car at source before you have collected in full.

  • Duty financing — cover duty and clearing so stock leaves port on time.

  • Trust scores exporters can see — so they know who to trade with, and who to offer credit terms to.

Financing that fits the trade, underwritten on how you actually trade.

Who it’s for

One platform, four ways in

Wherever you sit in the trade, you join the same transaction — and see only the part of it that is yours.

Exporters

Instant access to African markets, and payment on the same day.

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  • A network of verified dealers and financed buyers, not cold enquiries.
  • Funds in your own bank, same day on supported corridors, through regulated partners.
  • Total visibility of your money — you are notified the minute the dealer pays, with no correspondent chain in between.
  • Trust scores on every dealer, so you can extend credit terms with confidence.

Dealers

Source it, pay for it, and get financed on the record you build doing both.

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  • Describe the car your customer asked for and see what is available, what it sold for, and what lands next.
  • Pay any verified seller from your dashboard, same day on supported corridors.
  • Manage your whole stock from web or WhatsApp — documents, spreadsheets, photos or a voice note.
  • Better yen and dollar rates, and a transfer fee you know in advance and can build into the car’s price.
  • Every transaction raises your credit limit for import and duty financing.

Banks, SACCOs & MFIs

Your customers choose from local and global stock — financed by you, paid for and imported by us.

Talk to us See the portal
  • You approve the customer and set the vehicle rules; they choose only what qualifies.
  • Outo funds the importation alongside Japan-based partners, and handles shipping and clearing.
  • You disburse on delivery, against a car that is local, documented and in your customer’s hands.
  • 40+ dealers and 5,000+ cars are already connected to bank-referred customers.

Financiers

Finance cars that already have a buyer, on a facility that revolves. Our first financier is onboarding now.

Talk to us
  • Capital is deployed only against a named car a credit-approved customer has already chosen.
  • Settlement comes from the approving institution on delivery, not from the retail buyer.
  • Each drawdown is short and self-liquidating, then redeploys against the next buyer.
  • Platform access shows exactly where every shilling is working.

Investors

Rails built for the ecosystem of global used-car trade, starting where the friction is worst.

Read the investor brief Request the deck
  • An AI-native platform holding sourcing, cross-border payment, verified trade history and credit on one record.
  • Revenue on every trade: transaction fee, FX and settlement, finance return and platform access.
  • The record is the moat. Demand-side data and verified trust price both the search and the credit.
  • Early buy-in across every side of the trade, with the full materials available on request.

Get started

Let’s partner together.

Tell us where you sit in the trade — dealer, exporter, lender or financier — and we will get you onto the platform.

hello@outo.world tony@outo.world
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